Credit Bureau
Last updated: April 5, 20262 min read
The Credit Bureau section — also called Director Bureau — shows credit data for each of the company's directors, sourced from credit bureaus like Equifax and Experian.
What you'll see
The section displays a table with one row per director, showing:
| Column | What it shows |
|---|---|
| Name | Director's full name |
| DPD Accounts | Number of Days Past Due accounts (accounts with late payments) |
| Overdue | Total overdue amount in rupees |
| Max DPD | Maximum Days Past Due across all accounts (e.g., 120 days, 180 days) |
| Enquiries (90D) | Number of credit enquiries made in the last 90 days |
| Bureau Score | Credit score out of 900 (shown with a visual progress bar) |
| Fetched | When the data was last pulled (e.g., "3 days ago") |
Bureau sources
Use the tabs at the top to filter by credit bureau:
- All — Combined view across all bureaus
- Equifax — Data from Equifax India
- Experian — Data from Experian India
Fetching credit data
If a director's credit data hasn't been fetched yet, you'll see a Fetch Now button next to their name. Click it to pull their latest credit report.
Tip:
If a director is missing from the list, click Add Director Or Refresh at the bottom of the table to add them manually or refresh the director list.
How to read the data
- Bureau Score 750+ is generally considered strong
- Bureau Score below 650 may indicate credit risk and warrants deeper investigation
- High DPD Accounts or large Overdue amounts are red flags — they indicate the director has trouble repaying existing obligations
- Max DPD of 0 days means no late payments — a positive signal
- Look for patterns across directors — if multiple officials have low scores or high overdue amounts, it could reflect broader financial stress
Note:
Credit Bureau data requires unlocking. Use Unlock/Refresh to pull the latest credit information.
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